That's not exactly how it works. In a fully cycled tank, the beneficial bacteria kick into action as soon as there is any ammonia. If the tank is fully cycled and you take an ammonia reading at any point during the day, it should read 0ppm.

With daily water changes, you have 24 hours of ammonia buildup. You may start out with 0ppm ammonia, but in 24 hours it can quickly rise to 1 or 2 ppm. And water changes also stress the aquarium inhabitants.

I was told that for aquatic frogs, ammonia feels like when you have a bad sunburn and go back out in the sun.