You're right about darts, I don't understand how people can say they get d3 in their diet, they do not as they're limited to insects, which don't contain d3. Dart frogs just don't need as much uvb as animals like beardies, they can probably absorb sufficient levels from scattered uv or a step in the sun for a short period of time. But there's so much research to be done, hopefully in a few years time we will have more information and proven results.