Is this an okay deal?

[Trohr]

Bleeeeeegh.... My credit score is pretty bad....

I think i'm going to live off of rice, vegetables, not bathe, wash clothes, wash dishes, etc. and set aside $50.00 every paycheck until I can afford the tank- I should be able to get it the end of December or January. I don't think that tank's going to be going anywhere anytime soon.

To the bank to pay off debt!

[Trohr]

The seller just gave me a call a few minutes ago and said that he needs money soon, and is willing to sell the lights along with the tank for $150.00 instead of $250.00. Is it a steal now? I can't decide if I want to get it just to have it or what.... I think I might just get it because I get paid this weekend, and am going to have a bit extra on top for watching a relatives house for awhile....

Opinions, suggestions, input greatly appreciated~

[Kerry1968]

I think you've pretty much convinced yourself to get it!

[Wyomingite]

No matter how cheap somethin' is, it's only a steal if I can afford it. What I hafta ask myself is: is it a "need" (food, clothing, shelter, medication or finacial obligation, such as a loan), or is it a "want" (just about everything else). "Needs" come first, "wants" are icing on the cake. IME, if I hafta ask myself or anyone if somethin' is a good buy or not, or if I hafta ask if I really need it, then I probly don't.

So only you really know whether it's a good deal or not.

The advice aside, LOL, $150.00 is a good price for that. $250.00 was a good price. IF ya can afford it.... And only you can answer that.

WYite

[into]

Bleeeeeegh.... My credit score is pretty bad....

I think i'm going to live off of rice, vegetables, not bathe, wash clothes, wash dishes, etc. and set aside $50.00 every paycheck until I can afford the tank- I should be able to get it the end of December or January. I don't think that tank's going to be going anywhere anytime soon.

To the bank to pay off debt!

I remember those days of deciding if I pay a bill or buy a new "toy". It sucked. I used to make the wrong choices and ended up with bad credit, but slowly I came to my senses. Do what I do, pay your bills AND buy your tank... just don't eat (I do eat, but if I need extra money, I just don't eat out for a week or two)

[deengo1975]

I deal with credit all day long. If it's already screwed up don't screw it up any more so you can slowly repair it. It take 7 years to remove collections and they still stay on your report even after you pay it until 7 years from the point it was filed.

If it's just lates they will be reporting for 2 years. So, I would just pay it because I can find another deal on Craigslist in a few more months when I can afford to splurge.